Products & Services

Comprehensive wealth management demands specific skill sets and professional experience. With a strong background in financial services, investment management, and fiduciary processes, the team at Smith Financial brings the necessary expertise to each clients' financial situation and ensures them that we can work with them to manage complex financial issues.

Our firm provides help in the financial areas below:

Services Offered

  • Personal Financial Planning
  • Cash Management
  • Retirement Planning
  • Investment Review
  • Divorce Financial Analyst
  • Insurance Analysis
  • Educational Planning
  • Estate Planning (provided with
    the help of an attorney)

Account Types

  • Mutual Funds
  • Annuities (Fixed and Variable)
  • Traditional IRA
  • ROTH IRA
  • 401 (k) Plans
  • 403 (b) Plans
  • Educational Plans
  • Stocks and Bonds

Insurance

  • Life Insurance
  • Disability Insurance
  • Long Term Care
  • Automobile
  • Homeowners

Descriptions of Services Offered:

Personal financial planning looks at your financial and personal goals. We help you develop your plan so that you will be able to meet those goals.

An in-depth analysis of your income and expenses. We recommend strategies to improve your “bottom line”.

Establish your retirement goals, and then create a strategy directed at achieving those goals. Monitoring your progress over time.

Review your investments for the purpose of keeping your portfolio consistent with your financial goals. Monitor this on a regular basis.

Work with you and/or your attorney to find an equitable financial and property settlement that both partners can find acceptable.

Determine the proper amount and types of insurance appropriate for you. Analyse your current insurances, and recommend any changes, if needed.

We use a two-fold approach looking for the most appropriate college savings vehicles as well as provide useful insight on how to help your student qualify for financial aid.

Guide you through the process of anticipating and planning for a responsible transfer of wealth to the next generation.

Descriptions of Insurance:

Provides tax-free money to your survivor(s) to offset the loss of income from your death.

Provides replacement income in the event that you are unable to work.

Can offset the costs associated with needing continued care. Costs such as home health care, assisted living and others.

Primarily protects your home in the event of a theft or natural disasters such as fire or storm damage.

Provides protection for both your automobile(s) and the people inside them. Covers such things as theft, vandalism and accidents.

Your Money, Your Plan!

When you take control of your finances, rather than letting them control you, you can live life more fully. Regardless of your age or life stage, you can make financial decisions that move you toward your goals.